First Time Home Buyers

Sept. 16, 2019

7 Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage

Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will ...

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Sept. 13, 2019

What Is the Probability That Home Values Sink?

What Is the Probability That Home Values Sink

With the current uncertainty about the economy triggered by a potential trade war, some people are waiting to purchase their first home or move-up to their dream house because they think or hope home prices will drop over the next few years. However, the experts disagree with this perspective.

Here ...

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Sept. 11, 2019

How Quickly Can You Save for a Down Payment?

How Quickly Can You Save for a Down Payment?

 

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Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we ...

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Sept. 9, 2019

Everybody Calm Down! This Is Not 2008

Last week realtor.com released the results of a survey that produced three major revelations:

  • 53% of home purchasers (first-time and repeat buyers) currently in the market believe a recession will occur this year or next.
  • 57% believe the next recession will be as bad or worse than in 2008 ...
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Sept. 5, 2019

How to Prepare Your Credit to Buy a Home with Johanna Diaz

How to prepare your credit to buy a home with johanna diaz

 

In today's episode Ricardo Rodriguez, Realtor and owner at Cobblestone Realty sits down with Johanna Diaz of Credit Rx - A credit consulting company that has helped thousands of people go from bad credit to homeownership in the last few years and the first credit consulting company to ever ...

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Sept. 4, 2019

How Property Taxes Can Impact Your Mortgage Payment

How Property Taxes Can Impact Your Mortgage Payment

When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes in your state or local area?

When applying for a mortgage, you’ll see one of two acronyms in your ...

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Sept. 3, 2019

Top Priorities When Moving with Kids

Top Priorities When Moving with Kids

According to the Pew Research Center, around 37% of U.S students will be going back to school soon and the rest have already started the new academic year. With school-aged children in your home, buying or selling a house can take on a whole different approach when it comes ...

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Aug. 30, 2019

What’s the Latest on Interest Rates?

What’s the Latest on Interest Rates

Mortgage rates have fallen by over a full percentage point since Q4 of 2018, settling at near-historic lows. This is big news for buyers looking to get more for their money in the current housing market.

What’s the Latest on Interest Rates?

According to Freddie Mac’s Primary Mortgage Market Survey,

“the 30-year fixed-rate mortgage (FRM) rate ...
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Aug. 28, 2019

How to Find the Right Real Estate Agent for You

How to Find the Right Real Estate Agent for you with Melissa Szanati

 

For every journey, there is a guide. Then there’s the all-too-real journey of buying a home. For that, you have your real estate agent — a licensed professional who’s familiar with local home values and neighborhood perks, understands real estate trends, can write an offer on your behalf, and ...

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Aug. 28, 2019

[INFOGRAPHIC] A Latte a Day Keeps Homeownership Away

A Latte a Day Keeps Homeownership Away

Some Highlights

  • The pumpkin spice latte is launching soon, so you may be tempted to spend your extra cash on a daily caffeine fix, but that small expense can add up to a big number – fast!
  • Saving for a down payment takes a little discipline, so limiting your extra ...
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